SafeBuy · International research
Greece requires investors to separate ordinary property economics from residence-program eligibility. The central bank publishes apartment-price growth and the rental sample spans several mainland and island-city markets. A property-tax number is only one part of completion costs. No national price-per-square-metre estimate is shown until a sufficiently comparable benchmark is reviewed.
| Market | Price benchmark | Gross yield | Annual price growth |
|---|---|---|---|
| Greece EU · EUR | Not verified | 4.38% Selected urban apartment listings: Athens, Thessaloniki, Kavala, Patra, Heraklion and Volos · Q2 2026 Within review window · checked 2026-09-07 | 5.7% Greece — national apartment-price index · Q1 2026 versus Q1 2025 Within review window · checked 2026-09-07 |
Net yield, vacancy and all-in purchase costs are omitted unless verified. Published yields are gross, before investor-specific expenses.
Rental yield: Global Property Guide compares median advertised monthly rents with median advertised purchase prices by apartment size and location, annualises rent, and reports an aggregate gross yield. This is a listings sample, not a national transaction-weighted return. Excludes vacancy, tax, repairs, management, financing and purchase costs.
Historical price growth: Bank of Greece apartment-price index, based on bank valuation information. Its valuation and apartment scope differs from Eurostat's transaction-based all-dwelling indices.
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AADE's buyer guide requires a Greek tax identification number and a transfer-tax declaration whether the buyer lives in Greece or abroad. Eurobank explicitly permits applications without Greek citizenship. For a particular parcel, establish whether nationality, border-zone, planning or land-status restrictions apply before proceeding.
Sourced rule · reviewed 2026-09-07
AADE states a property transfer tax of 3% of taxable value and a municipal levy of 3% of that tax. Their combined arithmetic is 3.09% of taxable value before other costs, where this transfer-tax regime applies. Exemptions and other regimes need separate checking; notarial, registration and professional fees are additional.
Sourced rule · reviewed 2026-09-07
AADE maintains distinct guidance for annual property tax, property transfers and income taxation for nonresidents. Determine ENFIA from the property's assessed characteristics and verify the applicable rental-income regime. This dataset does not replace those calculations with a single national tax percentage.
Sourced rule · reviewed 2026-09-07
Eurobank's nonresident product states up to 80% of assessed commercial value for Greek or Cypriot citizens and up to 65% for other citizens. Income, creditworthiness, property value and the purchase agreement constrain the loan. Confirm investment use and all charges with the lender; a published cap is not an approval.
Sourced rule · reviewed 2026-09-07
AADE provides a Short-Term Stay Property Registry and requires the relevant short-stay statements. Tax registration does not by itself establish that a specific apartment satisfies local, building or accommodation requirements. Check current restrictions for the municipality and the type of ownership or residence programme.
Sourced rule · reviewed 2026-09-07
Enterprise Greece describes EUR 800,000 in designated high-demand areas and EUR 400,000 in other areas, with EUR 250,000 categories for qualifying conversions and historic buildings. These are conditional routes, not an automatic entitlement after buying any home. Confirm the exact category, holding rules, permitted use and immigration requirements.
Sourced rule · reviewed 2026-09-07
SafeBuy editorial interpretation
Investors comparing urban rentals and specific residence-program properties who are willing to verify legal eligibility, finance and rental permissions for the exact asset before committing.
Compare sourced gross rental yield estimates in European property markets, with sample dates, coverage and the costs headline yields leave out.
Compare published property price benchmarks, their geographic coverage and what a budget might buy before taxes and purchase costs.
Compare country-specific purchase taxes, regional variations and nonresident rules, with links to the underlying authorities.
Research foreign residential ownership, land restrictions, financing and residence conditions before choosing a country.
Publication date not supplied · Q2 2026 · reviewed 2026-09-07
Publisher states last update May 2026; an exact publication day is not provided. Uses local advertised rents and sale listings. Only the published aggregate is reproduced.
Published 2026-06-09 · Q1 2026 · reviewed 2026-09-07
The central bank's release listing states a national annual apartment-price change of 5.7%. No asking-price €/m² value is inferred from the index.
Publication date not supplied · Buyer requirements inspected September 2026 · reviewed 2026-09-07
Publication date not supplied · Tax guidance inspected September 2026 · reviewed 2026-09-07
Publication date not supplied · Tax guidance inspected September 2026 · reviewed 2026-09-07
Publication date not supplied · Tax guidance inspected September 2026 · reviewed 2026-09-07
Publication date not supplied · Product criteria inspected September 2026 · reviewed 2026-09-07
No advertised interest rate is copied because its eligibility, fixation period, levy and fees require an individual quote.
Publication date not supplied · Programme structure inspected September 2026 · reviewed 2026-09-07
Publication date not supplied · Service inspected September 2026 · reviewed 2026-09-07