New Developments in Georgia

It can be, and the difference is entirely in the checks: that the developer owns the land, that it is not mortgaged, and that a building permit exists. An established developer is a different risk class from a first-timer.

Yes, with full ownership rights, in your own name, no residency requirement. The only restriction is on agricultural land, which does not apply to apartments.

It depends how early you buy and on the developer's financing needs, but before completion is normally cheaper and often comes with an interest-free instalment plan. You carry construction and delivery risk for that discount.

There is no state guarantee scheme. Your protection is the contract terms, the payment schedule and the developer's record. Structure payments against construction milestones wherever the developer will agree to it.